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Is hormone replacement therapy covered by insurance?

Hormone replacement therapy is generally covered by your medical insurance.

If you have medical insurance, make sure to check with your health insurance provider to see what may or may not be covered.

It depends on what type of coverage you have - some plans may cover HRT, and others may not.

If you don't have health insurance, the cost can vary from $10 to $85 a month, on top of the initial medical examination, which can add another $75-$200.

Before starting HRT, a blood test is usually required to check your hormone levels and assess the accuracy of you hormone therapy, which can cost about $1000 without insurance.

Even with insurance, most companies have a limit on the amount of blood tests they are willing to cover in a year’s time.


Disclaimer: We do not assume responsibility for the use of the provided information or its interpretation. Our efforts are towards providing current and reliable information; however these should not be considered, or used as a substitute for diagnosis or treatment.

Source: https://www.cedars-sinai.edu/Education/Medical-Library/